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Tracking Your Joint Expenses¶
(Idea Vault Blog) - It’s hard enough keeping track of your own expenses. So you shouldn’t be surprised that managing money as a team effort can test your patience, especially if your partner has a different method of keeping financial records—or worse, no method at all. In some ways, it’s easier fo…
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Income and Expenses¶
(Idea Vault Blog) - Making and spending money is a part of everyday financial life. Managing your money successfully relies on figuring out your income and expenses. This boils down to how much money you have coming in, and how you’re spending the money you have. Using those two factors, you can co…
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Home Health & Hospice Care¶
(Regional Pulse Podcast) - Michelle Martinich, Executive Vice President and Chief Financial & Administrative Officer, of American Riviera Bank speaks with Lynda Tanner, President & CEO of VNA Health (formerly Visiting Nurse and Hospice Care) to discuss navigating in-home healthcare and hospice opti…
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The Upside to Frugality¶
(Idea Vault Blog) - Frugal living discussions often talk about pinching pennies or “stretching a dollar.” A penny saved is a penny earned, or so the saying goes, but is that actually the case? What if that penny saved could end up being much more over time? Turns out, living frugally can save you…
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American Riviera Bank Reports Growth and Earnings¶
(Michelle Martinich) - Santa Barbara, California (January 28, 2020) – American Riviera Bank (OTC Markets: ARBV) announced today unaudited net income of $6,393,000 ($1.27 per share) for the year ended December 31, 2019. This represents a 9% increase in net income from the $5,890,000 ($1.32 per share…
Continue ReadingWhen things go terribly wrong: Fraud¶
(Rechelle Ringer) - How it happens and what you can do about it.
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Credit. Debit. Two very different ways to spend money.¶
(Rechelle Ringer) - How do they work and how can they help us reach our goals?
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Central Coast Real Estate: A Home and an Investment¶
(Regional Pulse Podcast) - Lori Murray, Senior Vice President and Residential Lending Manager of American Riviera Bank, chats with Jackie Walters, Realtor with Village Properties about the new real estate landscape in the Santa Barbara area, including how recent local natural disasters have affecte…
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American Riviera Bank Hires Steven Harding as Regional President for San Luis Obispo County¶
(American Riviera Bank) - San Luis Obispo, CA, January 14, 2020 - As it continues to grow its presence in the Central Coast, American Riviera Bank (OTC Markets: ARBV) welcomes Steven Harding to its leadership team as EVP/Regional President for San Luis Obispo County. With over thirty years of execu…
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The Interesting World of Interest¶
(Rechelle Ringer) - It can be confusing, but it plays an important role in reaching your financial goals.
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