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Bridge Loans

Bridge loans give you the option to take more time between transactions by letting you access your home equity before you sell. In today's real estate market, sale-contingent offers can make sellers nervous and can put you at a disadvantage if you are competing with multiple offers.

Does a bridge loan sound right for you? Our residential lending experts are here to help!

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Crystal Rem¶

Vice President, Residential Lending Officer

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805 730 4985
NMLSR: #809030
Location: Santa Barbara

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Linda Kestler¶

Assistant Vice President, Residential Lending Officer

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805 335 8128
NMLSR: 1775242
Location: Santa Maria

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Home Equity Loans & Lines of Credit¶

Use the equity of your home to finance your next big project.

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Conventional Loans¶

Our mortgage experts have access to a variety of loan programs to meet your needs. Come meet our home loan specialists—and start packing!

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Portfolio Loans¶

Conventional financing not an option? Our home loan specialists can work with you to customize a solution for your unique home loan needs.

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Customer Testimonial¶

American Riviera Bank knows and cares about our customers.

"American Riviera was helpful all through the process of buying our first home. They were patient and had an answer for every question. They were so great, we came back to purchase our next home!"

Kelly and Elizabeth Hahn

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Bridge Loans

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Crystal Rem¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Linda Kestler¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

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Deposit accounts ¶

Small Business Administration Loans ¶

Loans ¶

Banking Services ¶

Business Solutions¶

Deposit Accounts ¶

Loans and Credit ¶

Fraud Protection ¶

Accounts Receivable Solutions ¶

Accounts Payable Solutions ¶

Banking Services ¶

Reporting and Liquidity ¶

Commercial Solutions¶

Checking ¶

Savings ¶

Other Services ¶

Digital Banking ¶

Personal Loans ¶

Residential Loans ¶

Personal Solutions¶

Community ¶

Resources ¶

Community¶

Access Personal and Small Business Digital Banking¶

Access Commercial Banking¶

Ask an Expert¶

Crystal Rem¶

Linda Kestler¶

Related products¶

Home Equity Loans & Lines of Credit¶

Conventional Loans¶

Portfolio Loans¶

Customer Testimonial¶