With over 20 years of experience in banking and financial services, Holly Onak has built a comprehensive background in financial analysis, treasury management, lending, and relationship management. Her extensive retail and commercial banking knowledge allow her to deliver strategic, client-focused financial solutions. Holly is widely recognized for her exceptional customer service skills and ability to build meaningful, long-term client relationships by providing personalized, high-quality financial guidance.
Before joining American Riviera Bank, Holly spent 12 years in the retail mortgage industry, where she was known for delivering exceptional, personalized service to clients while fostering strong partnerships with business associates. Her commitment to understanding each client's unique needs and providing tailored solutions earned her a reputation as a trusted advisor. In addition to her lending expertise, Holly also brings valuable experience from her previous roles in private banking and as a treasury analyst, further strengthening her ability to offer comprehensive support.
Beyond her professional achievements, Holly is deeply committed to giving back to the community. She is an active member of the Junior League of Santa Barbara and serves on the Women United Leadership Team with United Way. Holly is passionate about supporting numerous local organizations and dedicates her time to initiatives that uplift and strengthen the Santa Barbara community.
Holly resides in Goleta with her husband and two children, the center of her world. She cherishes spending time with her family and friends, whether exploring the beauty of the central coast, traveling, or rooting for the 49ers. Holly enjoys cooking, gardening, and attending concerts at the Santa Barbara Bowl. Still, her greatest happiness comes from watching her children grow and thrive. She embraces every opportunity to create meaningful memories with her loved ones.
Vice President, Treasury Services Manager
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805 335 8121
Location: Santa Barbara
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