American Riviera Bank is a Preferred SBA Lender and an SBA 7(a) market share leader in the Santa Barbara and San Luis Obispo counties. We offer local decision-making, with SBA experts who understand the unique needs of your business, and the community you operate in. Consider an SBA loan and take advantage of more flexible terms than traditional bank financing.
Government-guaranteed financing that allows for more flexible terms, including loans to help you start or buy a business. Already own a business? Consider an SBA 7(a) to expand your operations.
Fixed-asset financing to assist you in expanding your businesses, such as real estate purchases or machinery and equipment with a longer useful life.
An SBA loan to help keep your workforce employed during the Coronavirus (COVID-19) crisis.